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Renovation Loans Loan Product

FHA and Conventional options availableFinance minor or major renovationsFor purchase or refinanceFHA options for as little as 3.5 percent downFinance the purchase and renovation in one loan

FHA Loan Product

As little as 3.5% down paymentLess than perfect credit can applyGuaranteed by the Federal Housing AuthoritySeller can pay borrower closing costsFixed rate and ARM (Adjustable Rate Mortgage) options. Payment may increase after consummation.

Get the Gift of Downpayment this Holiday Season Article

Get the Gift of Downpayment this Holiday SeasonIs a new home on your wish list this holiday season? If you’re planning on purchasing a house soon, you might be worried about coming up with enough money for your downpayment. You might be surpris...

Fannie Mae Offering Multifamily Homes Starting at 5% Down Article

Exciting news for home buyers and investors!Fannie Mae has just announced a game changing policy that will allow for a reduced 5% down payment on owner occupied 2-, 3-, and 4-unit multifamily homes.This means that purchasing a multi-family home is no...

Work Hard, Get Rewarded Article

Work Hard, Get RewardedGet Rewarded for a Job Well DoneRewarding top quality work and excellence in production is a part of our culture. We honor our top producing loan officers each spring by hosting our annual Chairman’s Club trip. Enjoy a o...

Strengthen Your Business with our Tech Stack Article

We are at the forefront of technology, arming our loan officers with the best tools to provide each client and relationship partner with ultimate results. With the key focus of creating a platform that enhances the journey for all of our clients, we...

Easy and Healthy Sweet Chili Shrimp & Veggies Article

Easy and Healthy Sweet Chili Shrimp & VeggiesThis healthy recipe is not only delicious, but it's also super easy to make, giving you more time to focus on crushing your New Year's resolutions. Ingredients 1 pound uncooked shrimp (1...

Spooky Halloween Pizza Bagels Article

Spooky Halloween Pizza Bagels Don't be boo-ring, kick your Halloween finger food up a notch with these spooky but delicious Halloween pizza bagels. Ingredients: 8 slices mozzarella8 mini bagels1/2 cup your favorite pizza sauce1/2 cup black ...

Perfectly Toasted S'Mores Nachos Article

Perfectly Toasted S'Mores Nachos These S’mores Nachos are easy to make, easy to eat, and there’s no campfire required!Prep Time: 5 Minutes Cook Time: 10 Minutes Total Time: 15 MinutesIngredients:12 Graham Crackers, roughly broken up2/3 bag mini marsh...

Quick and Easy Patriotic Parfait Article

Quick and Easy Patriotic Parfait  This Fourth of July recipe is as simple as it is sweet! Ingredients:1 cup fresh raspberries1 cup fresh blueberries1 cup fat-free plain or vanilla Greek yogurt (or ice cream)1/2 cup all-natural granolaHoney ...

Here's whats happening around North Carolina this Spring Article

Here's whats happening around North Carolina this SpringTired after a long winter of hibernating at home? Check out these annual events happening across North Carolina. Wilmington March 21Annual Rock the Beach March 28Cape Fear Craft & ...

FHFA Announces New 2021 Conforming Loan Limits Article

FHFA Announces New 2021 Conforming Loan Limits The Federal Housing Finance Agency (FHFA) announced on Nov. 24 that the maximum conforming loan limits for single-property houses will increase in 2021 to $548,250, a 7.5% increase from the current limit...

Congratulations to our 2021 Scotsman Guide Top Originators Article

We're proud to announce that the following Towne Loan Officers have been named Top Originators by the Scotsman Guide:Loan OfficerCompany NameTotal 2020 Volume Ray Shanahan  TowneBank Mortgage $156,801,207 Phil Jawny ...

About Towne Mortgage About Us

Inspired by our hometown roots, we’re committed to providing our borrowers with a personalized mortgage experience. From pre-qualification to the closing table, our loan officers are dedicated to ensuring that you’re comfortable and confi...

Home Sweet Home Loans Article

Home Sweet Home Loans“Choose a job you love, and you will never have to work a day in your life” -ConfuciousLove is in the air this Valentine’s Day, and we’re celebrating our one true love—the mortgage industry. It may s...

Tasting Wine & Loan Design Article

Tasting Wine & Loan DesignA good wine has a smooth finish just like closing your loan with a local lender. Other similarities? Taste in wine is unique to each individual, just like your loan. No two customers are the same, just like no two vintag...

Loan Process Do's and Dont's Page

DOContinue making mortgage or rent paymentsStay current on all existing accountsContinue working at current employerKeep the same insurance companyContinue living at current residenceContinue to use credit as normalCall your loan officer if you have ...