About John Hamilton
I know the mortgage process can feel intimidating. I’m here to help guide you through it.
John Hamilton is a dedicated professional with a rich history in the mortgage lending industry since 1994. Having proudly called Virginia Beach home for over 49 years, John possesses an in-depth understanding of the local market dynamics and the unique needs of our community. With a commitment to providing exceptional service, John is always ready to assist clients in the most convenient ways possible. Whether it’s taking applications over the phone or by appointment, John ensures a seamless and personalized lending experience for each borrower. Affiliations with the Mortgage Bankers Association, Hampton Roads Realtors Association and Tidewater Builders Association allow John to stay up to date with the latest industry trends and best practices, ensuring clients receive the most informed advice for their mortgage needs.
Partner with a seasoned professional who is dedicated to helping you achieve your homeownership dreams. Experience, local knowledge and an unwavering commitment to excellence – John is here to guide you through the mortgage process every step of the way. Whether you are purchasing your first home or your forever home, investing in a vacation getaway or investment property, or simply looking for advice in the current market, contact John today to embark on your journey towards a brighter financial future.
Why Choose John Hamilton?
★★★★★
"Thank you for being so responsive and keeping us up to date on every step. Your prompt replies and advice was so helpful. Your processors were helpful and responded very quickly to questions. Overall, the quick time to close and the level of service you provided was amazing! We can't thank you enough!"
- Sue F D | April 3, 2024
★★★★★
"Working with John is always a pleasure. I am a repeat customer and plan to return in the future. His attentiveness, communication, low pressure way of doing business really makes it feel like you’re doing business with a friend rather than just a lender. Thanks John. You were very helpful throughout the process!"
- Robyn V M | March 23, 2024
★★★★★
"From the initial contact until closing, I felt that our best interest was of the utmost importance. We were kept well-informed as we progressed through the entire process. Having John navigate the way for securing our mortgage contributed to a very smooth and pleasurable experience."
- General B I | March 6, 2024
★★★★★
"John was fantastic to work with! He made the process so easy and helped us save as much as possible as first-time homeowners. We will definitely recommend him to anyone looking for a new home!"
- Carter H E | February 26, 2024
Client Tools
Ready to take the next step?
Calculate Your Monthly Payment
Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
- Total payments {{ months }} monthly payments
- Down payment ({{ upfront }}%) {{ toCurrency(down, 0) }}
- Principal {{ toCurrency(loan, 0) }}
- Total interest paid {{ toCurrency(interest, 0) }}
- Total mortgage cost* {{ toCurrency(total, 0) }}
- *Estimated, not including taxes and insurance.
Monthly Payment
-
Principal & Interest
-
Property Taxes
-
HOI
-
HOA Dues
-
PMI
Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 05/09/2024. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
Contact John Hamilton
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Phone
757-567-2992Areas John Serves
I’m available for all your mortgage needs in the following states: