Renovation Loans Loan Product

FHA and Conventional options availableFinance minor or major renovationsFor purchase or refinanceFHA options for as little as 3.5 percent downFinance the purchase and renovation in one loan

Can’t Find a House that Fits Your Needs? Finance a Fixer Upper Article

In today's market, trying to find a home that fits your wants and needs may feel like trying to find a needle in a haystack. Whether the kitchen is outdated, the electricity needs updating, the bathrooms are too small, or the floor plan isn'...

Here's How to Finance a Fixer Upper Article

Here's How to Finance a Fixer UpperYou’ve seen it on HGTV shows like Property Brothers or Fixer Upper—experts take an outdated home and make it into the buyer’s dream home—all at a fraction of what it costs to buy new.But is it possible to live out y...

Renovation Page

Want to restore your home, or purchase a home that needs a little—or a lot—of improvement? Let's make your dream a reality, today. At TowneBank Mortgage, we offer several products that can help fund minor or major renovations. Renovat...

Construction Loans Page

With a wide variety of construction and renovation products, our goal is to help streamline the building process, leaving you comfortable and confident throughout your entire journey.

Fannie Mae Offering Multifamily Homes Starting at 5% Down Article

Exciting news for home buyers and investors!Fannie Mae has just announced a game changing policy that will allow for a reduced 5% down payment on owner occupied 2-, 3-, and 4-unit multifamily homes.This means that purchasing a multi-family home is no...

Home Purchase Calculator Page

Rent Vs Buy Calculator Page

Terms of Use Page

Loan Types Page

Let's start together

Top Quality in Secondary Article

Top Quality in SecondaryWe understand that one mortgage solution doesn’t fit every client. We are proud to offer a wide variety of loan products, competitive interest rates and out-of-the-box underwriting to our clients and partners. Our team ...

About Towne Mortgage About Us

Inspired by our hometown roots, we’re committed to providing our borrowers with a personalized mortgage experience. From pre-qualification to the closing table, our loan officers are dedicated to ensuring that you’re comfortable and confi...

Careers Page

When you join our team, take pride in knowing that your work positively impacts others. We offer a space where self-starters, problem solvers and entrepreneurial spirits excel.

Contact Us Page

Ready to get started? Complete the contact form below to receive a follow-up from a local loan officer.

First-Time Home Buyer Page

We've compiled these helpful tools and resources to get you started on the mortgage process.

Home Buying Process Page

Buying your first home can be overwhelming. But when you have the right resources professionals by your side, buying a home is a milestone to celebrate rather than a hassle. Follow this guide to get started on the path to homeownership:

Purchase A New Home Page

As your local mortgage professionals, we're here to provide you with a simple, stress-free mortgage experience. Whether you're buying your very first home, purchasing a second home, or adding to your investment portfolio, allow us to show you...

Home Refinancing Page

Refinancing can help you achieve many of life's goals. Whether you are refinancing to lower your monthly payments, pay your loan off faster, or put your home's equity to good use, let us help you accomplish your dreams.

Digital Use Practices Page

TowneBank is committed to protecting the privacy of its members. Our members’ security is our priority, and we take every measure to safeguard your information.

Privacy & Security Page

TowneBank Mortgage, a division of TowneBank, values you as a member and recognizes the importance of protecting your financial information. We are committed to protecting the privacy, confidentiality and security of your financial information.