About Nic Futrell
I know the mortgage process can feel intimidating. I’m here to help guide you through it.
Nic Futrell, a mortgage loan officer with nearly 10 years of experience in the Norfolk, VA area, is passionate about empowering his clients to achieve their dream of homeownership. By prioritizing clear communication, possessing a deep understanding of loan products, and focusing on finding the best fit for their individual needs and future goals, Nic ensures a smooth and successful homebuying journey.
What sets Nic apart is his ability to understand his clients' needs and translate them into a successful homebuying experience. He takes pride in keeping his clients informed throughout the process, ensuring they feel confident and prepared every step of the way. Clients who choose Nic benefit from his easy-going demeanor and efficient approach. He prioritizes a smooth and timely pre-approval and closing process, allowing them to focus on the excitement of finding their new home.
Nic's dedication extends beyond the mortgage process. In his free time, he enjoys spending time outdoors with his wife and dog. An avid baseball fan, he can often be found following the sport or exploring the rich history of the game. Energetic, knowledgeable, and easy-going are just a few words that describe Nic. Many clients have complimented him on his ability to take the stress out of securing a mortgage.
Nic is committed to making the homebuying process a positive experience for his clients. Contact Nic today to discuss your homeownership goals and learn how he can help you achieve them.
Why Choose Nic Futrell?
★★★★★
"Nic and his team were excellent at communicating every step of the process. He kept us well informed and moved quickly. Our entire process from having our offer accepted to closing took only 18 days thanks to the tireless effort of Nic and his team. Phenomenal experience all around!"
- Adam B S | May 11, 2024
★★★★★
"Nic's friendly personality and exceptional knowledge made working with him a delight. Every meeting we had with him, we learned more about the purchasing process. We will always look him up and recommend him to friends and family!"
-Christopher J L | May 6, 2024
★★★★★
"Nic was patient and kind, and made himself available for questions as needed. Customer service was above and beyond. He also provided additional clarification to many home buying concepts and helped me to feel confident with my budget by ensuring that I understand my monthly payment, etc. I can't thank him enough. Home buying was so much less scary for me than I anticipated, thanks to Nic and team!"
- Alesia Y | November 28, 2023
Client Tools
Ready to take the next step?
Calculate Your Monthly Payment
Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
- Total payments {{ months }} monthly payments
- Down payment ({{ upfront }}%) {{ toCurrency(down, 0) }}
- Principal {{ toCurrency(loan, 0) }}
- Total interest paid {{ toCurrency(interest, 0) }}
- Total mortgage cost* {{ toCurrency(total, 0) }}
- *Estimated, not including taxes and insurance.
Monthly Payment
-
Principal & Interest
-
Property Taxes
-
HOI
-
HOA Dues
-
PMI
Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 05/09/2024. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
Contact Nic Futrell
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Phone
757-710-9686Areas Nic Serves
I’m available for all your mortgage needs in the following states: