91 search results for refinance
The Rise of Adjustable-Rate Mortgages Article
Have you ever been at the water cooler and heard someone talk about adjustable-rate mortgages (ARMs)? The ARM is becoming more popular in the current market due to rising rates on traditional fixed-rate mortgages. But what is an adjustable-rate mortg...
Planning for the Future: A Guide on Utilizing Home Equity Article
Planning for the future involves careful consideration of financial resources and making informed decisions to ensure long-term stability and growth. One significant asset that many homeowners possess is home equity, which can be a powerful tool when...
The Truth About Mortgages: Myths to Leave Behind This Year Article
Buying a home is one of the most significant financial decisions you’ll make, and it’s easy for misconceptions to get in the way. Outdated advice about down payments and myths about timing the market can lead to costly mistakes. It’...
Selling Your Home? Here’s How Capital Gains Taxes Work Article
Selling your home can be a big financial milestone, and for many homeowners, it means walking away with a significant profit. But before you put your home on the market, it’s important to understand how capital gains taxes could impact your bot...
Your Ultimate Guide to Mortgage Terms Article
Your Ultimate Guide to Mortgage TermsAre you thinking about buying a home? We understand that when it comes to the mortgage process education is key. We work hard to provide each of our clients the knowledge and education they need to help guide them...
Employee Spotlight: Debi Honeycutt Article
For our next Employee Spotlight, we had the pleasure of sitting down with Debi Honeycutt. Debi has an infectiously positive, larger than life persona. Her positive mentality helps to instill confidence in her coworkers, and borrowers, and inspires th...
Be Appraisal Ready: Tips for a Smooth Process Article
Whether you're refinancing your existing home or in the process of buying a new one, understanding the home appraisal process is crucial. In this article, we will walk you through the essential steps to get your property ready, offer tips for a s...
Thinking About Renting Out Your Home? Here’s What to Know First Article
Yes, you may be able to rent out your home—but before you list it, you’ll want to review your mortgage terms, insurance coverage, local guidelines, and long-term financial goals. A quick check-in with your Mortgage Loan Off...
5 Things Buyers Regret in Today’s Housing Market Article
a { text-decoration: none; color: #464feb; } tr th, tr td { border: 1px solid #e6e6e6; } tr th { background-color: #f5f5f5; } Buying a home today is exciting, but it’s also fast-paced and high stakes. Many buyers later...
Home Down Payment Requirements: How Much Do You Really Need? Article
Most buyers don’t need 20% down. Depending on your loan type and finances, your down payment can be as low as 0–3.5%. Some government-backed programs, like VA and USDA loans, allow qualified borrowers to put nothing down, while FHA loans ...
AI Prompts For Homebuyers: How To Use Them Article
AI prompts can speed up your home search, clarify mortgage options, and help you prepare for conversations with your real estate agent and loan officer. This guide explains how to craft effective prompts, offers copy-and-customize examples, and shows...