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How Much Downpayment Do I Need to Buy a Home? Article

How Much Downpayment Do I Need to Buy a Home?Coming up with enough cash for a downpayment is one of the most common struggles among first-time buyers. But did you know that in most cases, you don’t need to put 20% down on a home, especially you...

All About VA Loans Article

In 1944, the United States government created the VA home loan. The main objective, which remains today, was to assist returning service members with purchasing a home without the limitations of a down payment.What is a VA loan? VA loans are backed ...

VA Home Loans Page

A Veterans Affair (VA) Loan is a home loan designed to help finance homes for Veterans, eligible members of the military, and some surviving spouses. Backed by the government, the VA Loan offers flexible lending guidelines for military members, veter...

VA Loan Loan Product

Available to active and retired militaryUp to 100% financing availableNo private mortgage insuranceReasonable credit qualificationsNo early payoff penalties

Delayed Financing Article

Wondering how you can make a competitive offer in today's seller market? Delayed Financing has become increasingly more popular among buyers and is a great tool for those who have the resources to take advantage of it.What is Delayed Financing? ...

New Change to Mortgage Fee Structure Article

The Loan Level Price Adjustment (LLPA) fee structure has been updated recently and is now in effect for all loans purchases on or after May 1, 2023. You may have heard about it in the news. What is a Loan Level Price Adjustment?  According...

Don’t Let Student Loan Debt Hold you Back from your Homebuying Dreams Article

If you recently graduated from college, chances are you have some student debt. But that doesn’t mean you have to let your debt get in the way of #lifegoals, like buying a house. You might feel like your student loan debt is taking over your li...

Mortgage update on forbearances and eligibility restrictions Article

Mortgage update on forbearances and eligibility restrictions In response to several weeks’ worth of advocacy efforts with the GSEs and the FHFA to address concerns about financing options for borrowers in forbearance, FHFA announced that some eligibi...

Learn about our Credit Enhancement Program Article

Learn about our Credit Enhancement ProgramFor many with credit issues, the dream of homeownership may seem unobtainable. But with dedication and counseling from our Credit Enhancement Specialists, becoming a homeowner could be a reality. Our cre...

Conforming Loan Limits to Increase in 2020 Article

Conforming Loan Limits to Increase in 2020On Nov.26, the Federal Housing Finance Agency (FHFA) announced that it would raise the conforming loan limits, beginning January 1, 2020.The maximum base conforming loan limit for single-unit properties will ...

Strawberry Valentine Chex Mix Article

Strawberry Valentine Chex MixNothing says "I love you" like a salty and sweet treat! Check out this fun and easy recipe that can be made in bulk, making it easy for you to share the love!INGREDIENTS4 cups Rice Chex cereal8 oz. Bag strawberry candy me...

Perfectly Poppable Jalapeno Poppers Article

Perfectly Poppable Jalapeno Poppers These perfect, poppable appetizers are sure to score you big points this year! INGREDIENTS * 12 jalapeno peppers approximately 3-4 inches long * 1 8 ounce block cream cheese softened * 1 cup cheddar cheese * 1...

Festive and Delicious Candy Cane Cheesecake Article

Festive and Delicious Candy Cane Cheesecake What better way to celebrate the holidays than with some homemade candy cane cheesecake? Ingredients1-1/2 cups chocolate wafer crumbs1/3 cup butter, melted2 tablespoons sugarFILLING:3 packages (8 ounce...

Sweet Potato and Feta Salad Article

Sweet Potato and Feta Salad If this salad doesn't scream Thanksgiving, we don't know what does! With sweet potatoes, cranberries and a handful of nuts, this sweet potato salad is sure to please everyone at the dinner table. Salad Ingredients&nb...

Spicy Grilled Watermelon with Crème Fraîche Article

Spicy Grilled Watermelon with Crème FraîcheChill out while you grill out with this refreshingly delicious grilled watermelon recipe. INGREDIENTS• 1 small seedless watermelon  • Ground chili powder   • 1 fresh lime• ...

Easy DIY Birdhouse Article

Easy DIY BirdhouseMaking a birdhouse doesn't have to be difficult. You can make this birdhouse using a single pine board and just a few tools. You'll need: One 5-foot 1- x 6-inch No. 2 pine board1-5/8-inch galvanized deck screws2-in...

This Easter Garden Cake is too cute to not make Article

This Easter Garden Cake is too cute to not makeThis oreo "dirt" inspired dessert is as cute as it is delicious! Ingredients:1 package Oreos1 8 oz. bar cream cheese softened1/2 cup margarine or butter softened1 cup powdered sugar1 large cont...

Chocolate Parfaits Perfect for Valentine's Day Article

Chocolate Parfaits Perfect for Valentine's DayFun to make, fun to look at, and even more fun to eat, this parfait is light and airy, yet has a rich chocolate flavor. Try layering it with fresh berries, mint, or your favorite topping to put ...

Easy Slow Cooker Pumpkin, Chickpea and Red Lentil Curry Article

Easy Slow Cooker Pumpkin, Chickpea and Red Lentil CurryCreamy, hearty, and full of flavor, this vegan Indian-inspired Crock Pot recipe is so easy to assemble. With a prep time of ten minutes, its a perfect weeknight dinner!INGREDIENTS:2 (15-ounce) ca...