Jay has been assisting his clients achieve their dream of homeownership for over 37 years. Based in Charlottesville, Virginia,  Jay expands Towne Mortgage's reach to serve more prospective homebuyers and those seeking refinancing. Having attended the University of Virginia for wrestling, Jay is familiar with the area and is able to provide localized guidance and recommendations.
 
With his extensive history of serving clients in a variety of loan scenarios, he specializes in Conventional, FHA, VA, and USDA Loans. Jay is particularly fond of guiding first-time homebuyers through the mortgage process and playing a role in this major milestone for many people.
 
Jay's clients and agents commend him for his ability to provide clear and constant communication to educate and strive towards their respective goals. His knowledge and willingness to make decisions in the best interests of his clients allow Jay to bring an ethical and caring approach to the home financing process. One of Jay's proudest moments is being complimented on his willingness to help a client with their home financing when other lenders turned them away, ultimately helping them secure a loan and achieve their dream of homeownership.
 
When Jay is not assisting customers with their home financing, he enjoys the serenity of being out on the water fishing or spending time with his family.