About Nick Russo
I know the mortgage process can feel intimidating. I’m here to help guide you through it.
With 17 years in the mortgage industry, I'm dedicated to helping you navigate the exciting journey of homeownership. When I'm not guiding clients towards their dream homes, I find myself exploring new cultures through travel, staying active to feel my best, and hitting the slopes with friends and family on my snowboard.
My expertise lies in VA, FHA, and Conventional lending, offering mortgage planning and market advice alongside a collaborative team approach to secure the best mortgage solution for you. What truly sets me apart is my unwavering commitment to genuine care and exceptional service. I strive to mirror the level of service I would expect for myself, ensuring you feel educated, empowered, and have a smooth, positive experience throughout the process. My ultimate goal is to make you feel valued and informed. Consider me your positive, motivating, and energetic partner in achieving your homeownership aspirations.
The best compliment I ever received? "You are always selfless." This reflects my dedication to prioritizing your needs and ensuring a successful journey towards your dream home.
- 16 years mortgage experience
- Former Virginia Beach Police Officer for 10 years
- Virginia Beach resident for 40+ years
- 14 Time Chairman’s Club Winner and Top 5 Loan Officer at Towne
- Top Producing VHDA loan officer/ 2016 Silver Award/2017 Gold Award/2018 Bronze Award
Why Choose Nick Russo?
★★★★★
"Nick and team were always available for questions or assistance. Offered great advise and provided a personal touch to the service that I have never received from previous lenders! Showed up to our closing to make sure we were all set and taken care of!"
- Jonathan H | May 16, 2024
★★★★★
"Nick was prompt, and receptive to all our questions. He’s very competent and works hard to solve inevitable questions and issues that arise with the home buying process. I recommend Nick and Towne Mortgage."
- Joseph N | August 16, 2023
★★★★★
"Everyone involved was very helpful. They listened to all my questions and concerns, and responded quickly. Being able to upload my forms either through my phone or computer was really great. Signing paperwork electronically was really nice too."
- Daniel M | July 20, 2023
★★★★★
"Thank you for being available to answer any and all of our questions! As first-time homebuyers, it was so great to have a team of people who wanted the best for us and were willing to help out in any way."
- Olivia M F | June 1, 2023
Awards
Chairman's Club
Our Chairman's Club is our way of recognizing the absolute top-performing loan officers each year. Think of it as our hall of fame for mortgage rockstars! These individuals have achieved the highest levels of loan production, demonstrating their expertise and ability to help a significant number of people finance their homes.When you see someone named to our Chairman's Club, you know you're working with one of the best in the business – someone with a proven track record of success and a deep commitment to their clients.
Scotsman Guide Top Originator
Scotsman Guide’s Top Originators is the industry’s most-comprehensive, verified rankings of the nation’s top-producing residential mortgage brokers, originators, loan officers, bankers and more. To ensure that we publish the most-accurate data possible, all submitted data undergoes an extensive verification process prior to being published in Scotsman Guide magazines and online.
Client Tools
Ready to take the next step?
Calculate Your Monthly Payment
Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
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- *Estimated, not including taxes and insurance.
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Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 04/10/2025. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
Contact Nick Russo
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Phone
757-241-0858Areas Nick Serves
I’m available for all your mortgage needs in the following states: