About Ryan Lawrence
You don’t need a 20% down payment to purchase a home. Want to learn more? Let’s talk, I love working with all buyers, including first-time home buyers!
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. Towne Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
Ryan Lawrence has 15+ years in the mortgage business. Whether you are a first-time homebuyer or a seasoned real estate investor, Ryan will provide transparency, top notch customer service and the most competitive interest rates.
Ryan is a graduate of East Carolina University, where he earned his degree in Business Administration. He resides in Yorktown, VA with his wife Stacy, daughters Lilly, Emma and their dog Bella. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Ryan Lawrence can help.
Client Tools
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Calculate Your Monthly Payment
Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
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- *Estimated, not including taxes and insurance.
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Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 02/02/2024. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
Contact Ryan Lawrence
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Phone
757-478-4720Areas Ryan Serves
I’m available for all your mortgage needs in the following states: