About Ryan Lawrence
You don’t need a 20% down payment to purchase a home. Want to learn more? Let’s talk, I love working with all buyers, including first-time home buyers!
Ryan Lawrence is a mortgage loan officer with over 20 years of experience, based in Hampton Roads, Virginia. Licensed in Virginia, North Carolina, Tennessee, Florida, Louisiana and Colorado, Ryan is the go-to loan officer for homebuyers. Ryan is passionate about helping families achieve their dream of homeownership, and his commitment to exceptional service is evident in his core values of being driven, focused, and dedicated to his clients.
When Ryan isn't working hard to secure the best possible loans for his clients, you might find him spending time with his family, enjoying a relaxing vacation in Nags Head, or cheering on his beloved ECU Pirates.
Ryan specializes in a wide range of mortgage options, including VA Loans, FHA Loans, USDA Loans, and Conventional Loans. Ryan goes above and beyond for his clients by offering the widest range of loan products and ensuring they are aware of all available State and Federal Grant programs. What truly sets Ryan apart is his unwavering accessibility – he is always available to answer questions and guide his clients through the mortgage process, day or night, weekday, or weekend.
Ryan's clients consistently praise his dedication and his ability to make the home buying process a smooth and successful experience. As one client once stated, "You made our dream of homeownership a reality."
If you're looking for a trustworthy and experienced mortgage loan officer, look no further than Ryan Lawrence. Contact Ryan today to discuss your home financing options and take the first step towards making your dream home a reality. Ryan’s main office is located in the heart of Williamsburg, Virginia.
Why Choose Ryan Lawrence?
★★★★★
"Ryan always goes above and beyond for my clients. He is very professional, responsive, knowledgeable and always willing to do more. He walks my clients step by step and explains everything very thoroughly. He always attends closings ready to answer any questions but most importantly to show support. I’m so grateful to have Ryan in our office because he makes getting my clients pre approved so easy. Ryan is always there and extremely supportive. Thank you Ryan for all that you do!"
- Mayssa Sukka | Real Estate Agent | May 23, 2024
★★★★★
"Ryan was a fantastic communicator and provided timely/educated responses to all of my questions. He made my experience feel like I was his only client. Will definitely be using Ryan again in the future. Thank you!"
- Sam J | May 6, 2024
★★★★★
"Ryan, you’ve been extremely helpful throughout this entire process. Thank you for being so responsive, informative, and communicative with me. It’s been an absolute pleasure working with you and truly a memorable experience."
- Andrew K | May 2, 2024
★★★★★
"Ryan, you made this process something that would have been scary, into an experience Morgan and I will be so grateful for. As new home buyers, newly wed, and wanting to do this all on our own, we feel so blessed to have had the team we did when purchasing our house. You answered all our questions, were so patient as we hit roadblocks and all around amazing."
- Hannah C | March 22, 2024
Client Tools
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Calculate Your Monthly Payment
Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
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- *Estimated, not including taxes and insurance.
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Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 05/09/2024. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
Contact Ryan Lawrence
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Phone
757-478-4720Areas Ryan Serves
I’m available for all your mortgage needs in the following states: