About Whitney West
I know the mortgage process can feel intimidating. I’m here to help guide you through it.
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. I have a wealth of knowledge and resources to assist you in finding the best loan to meet your individual circumstances.
If you are purchasing your first home or your last home, investing in a vacation getaway or investment property, refinancing to reduce monthly payments, or switching from an adjustable rate to a fixed rate, call me today. I am committed to providing you with my best service.
- In the mortgage lending industry since 1996
- Lifelong Hampton Roads resident
- Applications taken by phone or by appointment
- Towne Mortgage is an active participant in the Mortgage Bankers Association of America, Hampton Roads Realtors Association and the Tidewater Builders Association
Why Choose Whitney West?
★★★★★
"Whitney was so helpful and knowledgeable. She went above and beyond to help us get through the buying process."
- Nikolas D M | March 9, 2024
★★★★★
"Whitney has great communication skills and ensured me and my husband had a smooth experience with buying our new house. I would recommend Whitney to everyone and plan to use her in the future."
- Ashley M C | December 7, 2023
Awards
Chairman’s Club:
2016 | 2019 | 2020 | 2021
Our Chairman's Club is our way of recognizing the absolute top-performing loan officers each year. Think of it as our hall of fame for mortgage rockstars! These individuals have achieved the highest levels of loan production, demonstrating their expertise and ability to help a significant number of people finance their homes.When you see someone named to our Chairman's Club, you know you're working with one of the best in the business – someone with a proven track record of success and a deep commitment to their clients.
Client Tools
Ready to take the next step?
Calculate Your Monthly Payment
Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
- Total payments {{ months }} monthly payments
- Down payment ({{ upfront }}%) {{ toCurrency(down, 0) }}
- Principal {{ toCurrency(loan, 0) }}
- Total interest paid {{ toCurrency(interest, 0) }}
- Total mortgage cost* {{ toCurrency(total, 0) }}
- *Estimated, not including taxes and insurance.
Monthly Payment
-
Principal & Interest
-
Property Taxes
-
HOI
-
HOA Dues
-
PMI
Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 04/10/2025. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
Contact Whitney West
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Phone
757-439-4113Areas Whitney Serves
I’m available for all your mortgage needs in the following states: